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Many Canadians do not find out until too late that Mexico does not receive foreign car insurance policies. While your coverage in Canada phone number list can provide full coverage for all vehicles and people involved in a car accident, the Canadian auto insurance policy is not valid in Mexico. At the scene of the accident the police will detain you and your vehicle until the fault can be established. Mexico under Napoleon system you are guilty until proven innocent, not vice versa. If you are found guilty and injury has been sustained, you are then responsible for not only the cost of treatment but also provide financial support for individuals and their families who have been injured to recover. This is why you should buy Mexican insurance policy from a company authorized to do business in Mexico.
Canadian driving to Mexico should choose their company's Mexico Auto Insurance and policies in advance to gather the best price and service. Various vendors near and across the Mexican border would provide coverage, however, it becomes very difficult to verify whether or not the company providing the policy is approved, it can claim a salary and have a good claims paying reputation. It is also difficult to find out whether the required coverage is included, and what would be a fair price for the policy and the cost?
How to Find the Best Mexican Insurance for Canadians driving to Mexico
Online shopping for Mexican Auto Insurance is the fastest and easiest way to find Mexican auto insurance. Mexican auto insurance sites with verifiable references, more than one policy being offered, and the ability for you to compare and adjust very important quote. Also, only use a company that has a customer service number with your reps can contact directly if / when questions arise. Call and use your gut, whether or not the online company is one that will have you believe if an accident occurs while you are in Mexico.
What To Look For In A Mexican Insurance Plan
Similar to Canadian law, the minimum liability coverage is insurance that is required by Mexican law. However, liability coverage will only be sufficient for minor traffic incident, not an accident. Depending on the severity, location, and / or lengthy investigation by the authorities, liability coverage alone may not be enough. When shopping for Mexican insurance plan, look for one that offers minimal
- Third Party (Civil) Liability
- Cost of Treatment for driver and occupant
- Medical and Travel Assistance
- Physical Damage and Total Theft Vehicle
- Legal Assistance and Bail Bond
- Approved Claims Adjuster is located in Mexico
- Roadside assistance
- Partial Theft and Vandalism
- Urgent Message Service
Additional policy considerations that might want to be certain to check include:
- the maximum number of passengers is included in accident
- the monetary limit each service covered by the policy
- the location of exceptions that may apply (Please note that all regions of Mexico may not be covered by your insurance policy If your plan is to travel to the regions, extended coverage may be required.).
For a short trip to Mexico, the majority of Mexico Car Insurance companies will be present with a policy that includes daily, monthly, or yearly time coverage. Before making a purchase, make sure that your entire stay will be covered by the policy you choose. In most cases, the longer the period of coverage, the cheaper the overall policy.
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Tuesday, May 19, 2020
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